Privacy Policy

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Effective date: 2/13/2026

1. What SkolX is

SkolX is a platform that connects verified users to find each other for peer-to-peer exchange. We are a “connector,” not a “money mover.”

2. Information we collect

  • Account details (e.g., name, email, phone number).
  • Verification data (ID/face verification results, where applicable).
  • Usage data (app interactions, device data, basic analytics).
  • Communication data (in-app messages for safety/moderation).

3. How we use your information

  • To provide and improve the service (matching, messaging, safety features).
  • To verify identities and reduce fraud.
  • To maintain security, investigate abuse, and enforce policies.
  • To send important updates (e.g., launch, security notices).

4. Sharing of information

We may share limited information with:
  • Service providers (hosting, analytics, verification vendors).
  • Law enforcement/regulators where required by law.
  • Other users (only what’s necessary for trust & matching, e.g., verified status, ratings).

5. Data retention

We retain data only as long as needed to provide the service, meet legal obligations, and ensure safety.

6. Your rights

You may request access, correction, or deletion of your data (subject to legal and safety requirements).

7. Security

We use industry-standard measures to protect your data, but no system is 100% secure.

8. Contact

For privacy requests, email us at: privacy@skolx.com